Home Buyer’s Guide

Finding Your Dream Home

Maybe you have an idea of your dream home but aren’t sure how to actually get it. First, ask yourself a few important questions.


  • What locations interest you?
  • What type of neighborhood best suits your family?
    • Rural
    • Small City
    • Large City
  • When selecting a neighborhood what features do you consider important?
    • Schools
    • Proximity to medical assistance, interstate access and shopping
    • Active HOA
    • Neighborhood Pool
    • Affordability
  • What type of home do you want to purchase?
    • Condominium
    • Townhouse
    • Single Level
    • 2 Story
    • Duplex
  • What features are you looking for in a home that will best fit your needs?
    • Bedrooms
    • Bathrooms
    • Formal Living Room
    • Formal Dining Room
    • Separate Breakfast
    • Great Room
    • Bonus Room
    • Office
    • Number of garages
    • Basement
  • New vs. Used

    Everyone would like to build their dream home, but are you aware of the benefits that come along with building a new home versus buying a used home?

    NEW
    • Appreciation is greater and quicker in new homes than in used homes
    • Build your home by picking the plan and location and personalize with colors and amenities
    • Warranty for one year on materials and workmanship by a reputable builder
    • When building your own home, there is opportunity to finance options that you otherwise could not afford
    • Latest in technologies that will enhance the quality of life for the homeowner including appliances, wiring, carpet and electrical
    • Today’s floor plans feature open vaulted areas, walk-in closets, updated kitchens and baths and 9ft ceilings
    USED
    • Most used homes have already experienced their appreciation
    • Must settle for previous owners selections unless you are willing to do major renovations
    • Most home warranties on a used home must be purchased separately or a limited warranty is offered by the seller in order to assist in the sale of the home
    • Most renovating of used homes must be paid for in cash or by using the equity in your home
    • Lack modern technologies such as high speed internet wiring, object-sensitive garage doors and ground fault interruption, which provide safety for you and your family
    • Feature styles and features from the past including small rooms and closets as well as lower ceilings
  • What is your square footage requirement?
  • What is your desired price range?